Sorting It Out
Sorting It Out
by Erez Lirov
Credit cards can create a variety of compliance issues for practices
What are Shannon’s next steps to sort out her credit card system?
“Mike!†Shannon checked everything in the physical therapy facility with a practiced eye as she walked across the carpeted floor. She loved to see everyone busy and engaged, and things were going well at the moment. She had a word with the receptionist and steered her husband out the door.
“I was hoping you’d have time to come for a walk,†Mike said. “I needed to get away from the restaurant for a bit.â€
“Problems?†Shannon’s voice was concerned.
“No, just a need for a change of scenery, a breath of air.†Mike took his wife’s hand. “It looks as though things are going well at your place, too.â€
“Definitely,†Shannon agreed. “I know it won’t last –â€
Mike laughed. With two small businesses in the family, there were bound to be plenty of problems to discuss.
“Seriously,†Shannon continued, “I want your advice about something. It’s not really a problem, but I think I could cut costs if I made some changes with the credit cards.â€
“Now you’re talking!†Mike threw his arms wide. “I can’t believe you guys post everything manually!â€
“I never really thought about it before,†said Shannon, “but today I was watching and it just seems so complicated. We take cash, checks, credit cards, and debit cards for deductibles, balances, all the things we sell at the counter… And we take the information over the phone or copy it off the card. Tana took the info via text today.â€
“I’d have thought that might be a HIPAA issue,†Mike said with one eyebrow raised.
“I think it might be all kinds of an issue,†Shannon confirmed. “Plus, since we have so many different things going on, I can really see how there could be errors. Theresa said she wasn’t sure we always know when a card is declined, or if we always follow up on those cases to get alternate forms of payment, and I can believe it. It seems like practically everyone in the place took a payment at some point this morning. I don’t see how we could keep track of everything.â€
“At the restaurant, the server picks up the card at the end of the meal. One type of transaction, and we know exactly who did it and when. It doesn’t sound like that’s true for you.â€
“Exactly. I wonder, too, whether there isn’t a bit of psychological barrier in having to pull out that credit card.†Shannon checked her watch. “I’d better get back to work. Thanks for listening.â€
“I’m happy to listen,†Mike said, turning back. “What’s your next step? I could hook you up with the company that supplied our credit card terminal.â€
“I don’t know whether that’s what we need or not,†Shannon said. “Do you think we have to have something different  to be HIPAA compliant?â€
“I don’t think I can answer that question,†Mike said. “Time for me to get back to my own credit card machine.â€
